I have updated my Budget spreadsheet with a cash income and expense column. Also added a cash counting sheet you can put in how many of each coins or bills and it will calculate the total amount you have. My Sewing Machine Repair business is mostly cash and i needed to track it.
This is not a full blown financial sheet but intended to show how much money you will need. IE in October Amazon charged me $150 renewing prime and never notified me they were going to do that. Fairly sure it was $100 or $120 last year, that will go on the budget for October. Quicken, Adobe, Micro$oft and others I am probably not aware of have pushed a subscription of their products where you have to pay a monthly or annual fee for use of their products instead of buying them. I do not know about you but I can’t afford $25 a month for quicken or photoshop.
The spreadsheet has 12 months, total, average, cash calculator tabs. Each tab has income, savings, utilities, housing, transportation, personal expenses; food, clothing, pets, etc. Other and some blank lines for your own categories. The sheets are locked but not password protected, you can unlock them and change anything you want.
I will not charge for this but donations will be appreciated. PayPal or my cash app tag is $dsscheibe.
I have been part of the TEA (Taxed Enough Already) party, tend to libertarian wanting the government to leave us alone. I consider myself MAGA Make America Great Again. Any party or group that considers MAGA as dangerous are themselves trying to destroy the country.
I want to go though some of the “dangerous” ideas the leftist are running ads in Arizona against the Republican candidates. Any candidates the democrats deam dangerous is probably someone I would vote for because anyone dangerous to the democrats is a patriotic pro American.
Taking Social Security out of government control according to the democrats is a dangerous idea. I say having it in the hands of the democrats is very dangerous. In 1968 the democrats under Lyndon B Johnson a democrat president took the social security trust fund and put it in the general fund to make their deficit spending look less. It has been there since. They keep warning us it will be insolvent in the 2030s but are doing doing nothing to fix it. They have raised the retirement age from 65 to 70. The biggest problem is the national Debt which I will cover next.
Looking at the debt clock the national debt was $31,153,037,460,437 as I wrote this and is ticking up $29,000 every tick of the clock. That is $93,487 of debt for every single person in America, $247,345 per tax payer. The debt has been increasing for a long time. But under president Obama we spent more than all the previous presidents before him combined. when he was inaugurated the debt was $10.626 trillion, when he left office it was $19.947 trillion. In 2011 for the first time ever the credit rating of the United states was degraded from a top rating. Since then congress has continued spending so much money that other countries will not loan us any more money. Since 2007 the federal reserve has been “quantitative Easing”, basically they bought the public debt to reduce interest rates and printed dollars to cover it. That is why we have 15% inflation was last number I heard. The more they print the less the dollar is worth, the more currency in circulation the less it is worth. Spending because of COVID and since Biden and both the House of Representatives and Senate (Congress collectively) are controlled by the democrats has increased the debt to 31 trillion. They wanted to spend 3 trillion on the green new deal alone. What we really need is a balanced Budget amendment. Do you trust these people who can not control their spending with Social Security? I don’t.
Privatizing Social Security
Mark Kelly the democrat senator who has voted with Biden on 94% of everything is calling Blake Masters his Republican opponent dangerous because he suggested we privatize Social Security. Getting Social Security out of hands of the irresponsible people in congress is a good idea. If the money that has been taken out of my pay for SSI and Medicare had been invested in a IRA for retirement and another for medical care would be worth over a million dollars if invested in a conservative mix of bonds, treasury notes and mutual funds over a lifetime would on average earn 5%, you will get maybe 1.2% from social security assuming it will not go bankrupt in the next 10-15 years. The difference is SSI maybe $200k which when you die will stop and not go to your survives/heirs. An IRA is YOURS, and it can be inherited by your spouse or your children after you pass.
If you support limiting abortion which is the murder of an as yet to be born child you will be called dangerous to women health care. Vast number of abortions are NOT for health care reasons and are birth control which is evil and wrong. I have not heard anyone seriously saying stopping medically necessary procedures. But the democrats accuse the republicans of that. The main reason Planned Parenthood which does nearly nothing else but abortion gets lots of money from the government and then turns around and gives some of it to the democrats is why they defend it so vigorously. They care nothing about children.
What are the democrats for?
This election season mainly all their ads are accusing Republicans of being dangerous. But what are they for?
Open boarders allowing million of migrants, criminals, terrorists come across our board uncontrolled. We have an immigration system but the democrats are ignoring it allowing anyone who can cross the boarder in hoping they will be future democrat voters. If they thought these people were voting for republicans you can be sure it would be stopped.
Gun control or in other words violating your second amendment right to defend yourself. We can not put criminals in jail or police officers in gun free school victim areas but we can sure prevent law abiding citizens from buying an AR15.
Green New deal, basic science when I was a kid, all animals breath in oxygen and breath out CO2. Plants take in CO2 and produce oxygen. Only a very small portion of the atmosphere is co2 trace gas and it is NOT causing global climate change. When I was a kid they were predicting an new ice age in the early 1970s. All their predictions from the ice poles melting by 2010 and polar bears dying off (there are more now than since we started counting in the 1950s) etc, ALL their predictions have been wrong. Now California has mandated all cars must be electric by 2035. But now California is telling people to not charge their electric cars because they don’t have enough electricity. Current wind and solar technology can NOT replace conventional power plants which the idiots are trying to shut down. It is not about climate control, it is about controlling your lives and taxing everything you do and have.
The democrats have deliberately driven up gas prices to get you to buy a useless electric car, they will usually deny this but they have. Gas was $2.38 when Biden took office, in Phoenix it is $4.99 average currently. First thing Biden did was cancel the Keystone pipeline from Canada, costing thousands of jobs. Under Trump we were exporting oil instead of buying it. Biden had to undo everything Trump did and canceled oil leases, off shore drilling, shale oil and started buying oil from our enemies. He was recently begging opec to increase production but they have decreased it.
Right to Vote, just watched an ad on TV from the democrats saying the republicans are dangerous to your right to vote. Some how requiring ID is dangerous. I have had to show my ID every time I go into a bank or Doctor office. Every voter should be verified, the only reason democrats are against this is they are trying to cheat. Mark Finchem is dangerous running for Secretary of State because he is a republican. Adrian Fontes the democrat has screwed up the last two elections. Several vote centers in the primary election were short republican ballots. Fontes as county recorder “One of the facts Stevens cites to support his concerns is that Mr. Fontes concocted a plan in 2020 to print and mail nearly 200,000 early ballots to individuals who had not legally requested the ballots, despite the fact that Secretary of State Katie Hobbs told Fontes it was a violation of state law.” He also opened emergency vote centers in all democrat voting areas in 2020. Google is making it very hard to find any of this information only showing official candidates websites even when searching for “Adrian Fontes election mistakes” I had to go through several pages of search to find these few.
I fully support the republican candidates for Arizona offices anyone claiming to be republicans against them are liars. In particular I support Kari Lake as Governor, Mark Fincham as Secretary of State and Abe Hamadeh as Attorney General, Kimberly Yee State Treasurer and Tom Horne as Superintendent of Public Instruction. I vehemently oppose their democrat opponents who have been running lying ads against the big 3.
I haven’t posted much about myself but probably need to tell you about what has been going on. I have been alone since December 2021, the x who I’ve been fighting with over several issues left to go stay with her kids for Christmas and I changed the door code and took her off the alarm so she could not come back.. She had been threatening to move out and when I took her up on the offer she said she could not find a place and wasn’t moving out. This has been going on for a bit more than two years.
A little about her Sandra, we had dated in our 40’s and she decided I needed to find some one who would give me kids. I went to the singles group and dated a few women on and off but the only one I was interested in was dating someone else and didn’t want to have kids.
Sandra and I had kept in touch and were friends on facebook and we were talking and I was thinking of when we dated. She moved in around spring 2013 I think but could be off a year or so. I did not know what I was getting into.. First we ended up with her and kids dogs, four of them! Plus I had my dog. Sandra had a couple of strokes a year or two before moving in and was not the same woman I knew in my 40’s. It was ok the first 2-3 years. Our birthdays are a week apart though she is 5 years older than I am. We the first couple years went and did things for our birthday. One year went to World Wild Life park.
After that it started going down hill. She gave her car to her kids and was still paying the insurance on it and giving them money besides. They have 3 kids and are on welfare, her son inlaw works at a health care place. Sandra use to work there but a patient threw her into a wall and hurt her back before we got back together. She didn’t want to do much towards the end was only getting out bed to cook dinner, watch TV with me a coupe hours and then went to bed again.
Dogs, the oldest one of theirs died with in a year of moving in. We were visiting my family in Colorado. I think at this time my mother was in the nursing home. Her kids were house sitting when the dog died was well over 15 years old. A few years later Sandra found a stray in the yard and let it in. It started peeing all over the house and after 6 months I took it down to the school and let it loose. Her daughter was supposed to find homes for their dogs but never did. Her dogs started peeing all over the house, one would go outside roll in the dirt and then come in and shake dust all over. Another made a whole in the wall to the storage room the size of a large dog door with out the door and scratched up all the doors. I kept threatening to get rid of them and in summer 2021 I opened the back gate until they left while she was visting her kids, babysitting while they went places for 3 weeks. We tried finding a shelter but none would take them. Spring of 2021 my dog Skie forced her way between the back gate and injured her back and became paralyzed and had to be put down.
After I got rid of the kids dogs we were left with Sandras dog which was still peeing round the house even though she had gotten them a cheap dog door in the bedroom patio door frame. My electric bill wen up $40 because of it and I am still trying to kill all the bugs it let in. Her solution was to get dog dypers for her dog. She always started taking her dog with her because she would howl and whine anytime she left with out her. I thought for sure she would leave when I let the dogs go but she said her daughter didn’t care about it so she didn’t either..
2015 My mother passed on from complications of Alzheimer’s, it runs in her family, her mother and 3 of her older siblings died of it. She was 73 when she passed on. My father died of kidney failure in 2019 he was the last of his family and wasn’t taking care of himself . In 2008 we lost his only sister to breast cancer in the spring she was 64. Grandma and grandpa had been in nursing homes for years. Both had diabetes, grandpa had had one leg amputated and was not dong well, he passed on in July 2008 at age 89, grandma didn’t want to live any more and passed in September 2008 at age 90. That was all of dads immediate family and after mom died he didn’t really care any more. After he passed that left me as the oldest in the family, I am 4 and half years older than my first sister I have 3 sisters and 1 brother, 9 nieces, No children. I have one aunt and a Uncle my moms younger siblings left and more cousins than I could count. I am 15 years older than my youngest sister.
Sandra’s mother died of covid in 2020 at age 80. She was the only one in the family I really liked. She has two kids both married, Son has two boys and her daughter a girl and a boy, I think she is expecting again.
I can tell you exactly the last time Sandra and I slept together was when we were staying at my fathers house after his funeral. September 2019 and it had been a year before that the previous time. We were not having sex, we were fighting and it was long pass time for her to go, the longer she was here the more problems she caused. She could not cook dinner with out leaving a big mess, never cleaned up and the house was a disaster. I spent two months cleaning after I got rid of her. I calculate she owes me about 20K which I’m sure I will never get.
$300 DVR PAID $100 (she lost the remote and it is NLA. she also broke the playstation remote and I had to replace it. spilled pop on it.) $200
$199 toaster oven (she fell and broke the door) I had to buy another. $200 screens on dining room windows destroyed by guppy the dog $5000 damage to wall and doors frames by guppy $10,000 replace carpet $650 grill damage valves by forcing knobs instead of pushing in on them NLA had to get a new grill $1500 cleaning and damage to walls, cabinets in kitchen, wear on corners of walls where keep putting hands, instead of using her cane. I don’t think she ever washed her hands though she says she did. Stove, refrigerator, bedroom, head board spilled things. I cleaned the refrigerator 2 times the year before she left and again after. S80 shower head in master bathroom, cracked because was not lifting head out of holder $800 microwave destroyed by roaches she let in with dog door and she broke the door frame by jerking on it. I had to hot glue the door frame Lost the small burner cap on my $1500 stove top, I had to spend two days cleaning all the crap she had spilled on it.. $1000 Bug spray, traps
She was damaging the brand new dish washer I replaced a couple years ago, kept pulling the bottom rack out crooked and popping the wheels off and had spilled something in the controls I had to fix. She broke two plates, lost some of my good silverware. Lost 2 sets of keys. The last had all my pad lock keys, house and mail box key in a leather folder she had in her purse. I told her she wasn’t getting her stuff back until she found it. That has been 7 months ago and she unfriended me on Facebook and I haven’t heard from her since April.. I’m sure if you ask her I’m the bad guy..
If anyone needs extra large stretchy clothes I have hers.. She was well north of 300 pounds I’m sure. I weigh 217 and shes a lot bigger.
We were never married thank god, because she would have lost her disability money and her pills are well over $300 a month. I have been alone since December 2021. I have a girlfriend but that is another long post..
I needed an ac compressor for my 2003 F150 gave them the information, it’s a v6 3.6L auto, XLT super cab. They sent me three different compressors over a couple months all wrong, none looked like the compressor in my truck. At the time I got the last one, my father got sick and died. I was out town for an extended time and I missed the short dead line to return it at my cost to ship it back. They would not let me return it for a refund.
I went to O’Rilies, gave them the same information and they gave me the correct part the first time with the same information I had given RockAuto.
19 ¶ When he was set down on the judgment seat, his wife sent unto him, saying, Have thou nothing to do with that just man: for I have suffered many things this day in a adream because of him.
20 But the chief apriests and elders bpersuaded the multitude that they should cask Barabbas, and destroy Jesus.
21 The governor answered and said unto them, Whether of the twain will ye that I release unto you? They said, Barabbas.
22 Pilate saith unto them, What shall I do then with Jesus which is called Christ? They all say unto him, Let him be acrucified.
23 And the governor said, Why, what evil hath he done? But they cried out athe more, saying, Let him be crucified.
24 ¶ When Pilate saw that he acould prevail nothing, but that rather a btumult was made, he took water, and washed his hands before the multitude, saying, I am innocent of the blood of this cjust person: see ye to it.
25 Then answered all the people, and said, His ablood be on us, and on our children.
26 ¶ Then released he Barabbas unto them: and when he had ascourged Jesus, he delivered him to be crucified.
27 Then the soldiers of the governor took Jesus into the acommon hall, and gathered unto him the whole band of soldiers.
28 And they stripped him, and put on him a ascarlet robe.
29 ¶ And when they had aplaited a crown of thorns, they put it upon his head, and a breed in his right hand: and they bowed the knee before him, and mocked him, saying, Hail, King of the Jews!
30 And they aspit upon him, and took the reed, and smote him on the head.
31 And after that they had mocked him, they took the robe off from him, and put his own raiment on him, and led him away to crucify him.
32 And as they came out, they found a man of Cyrene, Simon by name: him they compelled to bear his cross.
33 And when they were come unto a place called Golgotha, that is to say, a place of a skull,
34 ¶ They gave him avinegar to drink mingled with gall: and when he had tasted thereof, he would not drink.
35 And they acrucified him, and bparted his garments, casting lots: that it might be fulfilled which was spoken by the prophet, They parted my cgarments among them, and upon my vesture did they cast lots.
36 And sitting down they watched him there;
37 And set up over his head his accusation written, This Is Jesus the King of the Jews.
38 Then were there two thieves crucified with him, one on the right hand, and another on the left.
39 ¶ And they that passed by areviled him, wagging their heads,
40 And saying, Thou that destroyest the atemple, and buildest it in three days, save thyself. If thou be the bSon of God, come down from the cross.
41 Likewise also the chief priests mocking him, with the scribes and elders, said,
42 He saved others; himself he cannot save. If he be the King of Israel, let him now come down from the cross, and we will believe him.
53 And came out of the graves after his resurrection, and went into the aholy city, and appeared unto many.
54 Now when the centurion, and they that were with him, watching Jesus, saw the earthquake, and those things that were done, they feared greatly, saying, Truly this was the Son of God.
55 And many awomen were there beholding afar off, which followed Jesus from Galilee, ministering unto him:
56 Among which was Mary Magdalene, and Mary the mother of James and aJoses, and the mother of Zebedee’s children.
57 When the even was come, there came a rich man of Arimathæa, named aJoseph, who also himself was Jesus’ bdisciple:
58 He went to Pilate, and abegged the body of Jesus. Then Pilate commanded the body to be delivered.
59 And when Joseph had taken the body, he wrapped it in a clean linen cloth,
60 And laid it in his own new tomb, which he had hewn out in the rock: and he rolled a great astone to the door of the bsepulchre, and departed.
61 And there was Mary Magdalene, and the other Mary, sitting aover against the sepulchre.
62 ¶ Now the next day, that followed the day of the apreparation, the chief priests and Pharisees came together unto Pilate,
63 Saying, Sir, we remember that that adeceiver said, while he was yet alive, After three days I will rise again.
64 Command therefore that the sepulchre be made sure until the third day, lest his disciples come by night, and steal him away, and say unto the people, He is risen from the dead: so the last aerror shall be worse than the first.
65 Pilate said unto them, Ye have a watch: go your way, make it as sure as ye can.
66 So they went, and made the sepulchre sure, sealing the stone, and setting a watch.
Christ the Lord is risen—He appears to many—He has all power in heaven and earth—He sends the Apostles to teach and baptize all nations.
In the end of the b sabbath, as it began to dawn toward the first day of the week, came Mary Magdalene and the other Mary to see the sepulchre.
2 And, behold, there was a great earthquake: for athebangel of the Lord descended from heaven, and came and rolled back the stone from the door, and sat upon it.
If you don’t know me I am a Sewing Machine tech for over 30 years. Every now and then as I see the need I will post something to my blog
One of the biggest mistakes I see people making is adjusting machines with the mistaken assumption what is wrong. The main one is the machine is sewing with loops in the thread, there are big loops on the bottom so they tighten the bobbin case. This is the EXACT opposit of fixing the problem.. If you have big loops of thread on the bottom of the fabric you have no upper tension. Most likely it is misthreaded. If you are having problems rethread the machine carefully making sure the thread goes though all thread guides and the tension unit. If that does not fix it, it probably needs service but be sure the thread is between the tension disks and not behind or in front of them.
The only time you need to look at the bobbin case is the bobbin thread is pulling to the top. Most likely the bobbin thread is not in the tension and just pulling up. It is rare the bobbin case needs adjusting, if you need to make adjustments use the upper tension dial that is why it is there! It could be the upper tension is too tight if it is just pulling up a little, loosen the upper tension, lower numbers are lower tension. Typically most mechanical machines sew between 4-5.
Another problem I see is they misthreaded it, pulled the bobbin case out of position, possibly damaging it. Often they move the brackets so there is no play in the bobbin case so it cant come out again but this is wrong. There must be some clearance around the bobbin case for the thread to flow around it. If there is no room it will jam up.
Needles are another source of problems. If the needle is old it gets dull, it should not make a popping noise going in to the fabric. If you hit the plate because you are pulling the fabric or other wise dammage the needle it must be replaced. If you are breaking needles there is a problem. There are all kinds of types of needles, there are special Denim needles which are sharp, Knit needles for knit material, if your having skips on knit material like a t-shirt be sure you change to a knit needle.
Scottsworld Other than changing the links menu from the side to the top there was not any real major changes. I just updated both my ancestory database and the Henry Woodward Database on the Genealogy pages on 12-30-2020. I was not sure when I had last done it and Roy Arthur Kelly II my cousin had sent me updates on his family.
WordPress made some changes and now automatically updates the plugins. Which is much appreciated, before I was weekly updating plugins more than I was actually blogging which was getting annoying. I logged in today and ran an SEO update and update my theam, which was the first time I’ve logged in to the WordPress app on my website in a couple months now.
As part of Scottsworld also got the menu change and actually happened on the weather pages first. Forgot both also got some mobile coding so they work well on mobile devices, not that you will see the code and other than it works not notice it either. One change I am not happy about is the National Weather Service made major changes to their radar page, there are no more regional pages so I had to remove the radar graphic from the weather page because it was broken.. This is the new NWS Radar page and this is the NWS Tutorial on the new Radar page..
BTW I am officially a NWS weather spotter now. We are to report things like; tornadoes, storm damage, flooding, less than 1 mile visibility, large amounts of rain, hail and Snow. NWS SKYWARN Storm Spotter Program
Not that we get a lot of those things in Phoenix or even a big monsoon storm in the last couple years. We are down nearly 4 inches of rain for the year and the only real weather news was it was hot for a long time and we broke several heat related records. We were still hitting 100’s and 90’s into October and it did not drop below 80 until well into December. Then it went from 90 to 60’s in one week. I had to put a coat on to put up Christmas decorations because I was cold at 60.. I grew up in Colorado so I know what real cold feels like.
I am also a CoCoRaHS Community Collaborative Rain, Hail & Snow member, I have an official CoCoRaHS Rain Guage mounted on my weather station and the app on my phone to report any type of moisture we receive. Mostly this year I have cleaned dust and dead bugs out of the rain gauge. Blury thing in the corner is my finger.. Have trouble holding the phone and taking photos..
SVP (Singer Viking Pfaff) fired me for working on machines while on covid-19 furlough to make money saying I was working against them. They were not paying me and I am on unemployment and I was making more money with the Cares act on unemployment than I was working for SVP, but it runs out the end of July 2020.
I found while not working there I really hated working there any way. My co-workers were jerks and corporate was a bunch of lying assholes. Last year they moved the service center the week I had scheduled PT person Time off 3 months before and then they canceled my vacation with no explanation, and then tried to tell me they didn’t know they were moving the service center to a new location that week until the week before. 19 miles away, I was barely affording driving to work on what they paid 4 miles away. I had scheduled that week off off which was the Myers family reunion in Colorado and they made me miss it, after they had pushed me to schedule my vacation at the beginning of the year. We hadn’t had a meaningful raise in years and they cut all overtime in 2018, I made 36,000 in 2019 almost 10K less than what I was making with over time and well below the national nominal wage. That reminds me they combined Vacation, Sick time and any other time off as Personal Time with the end result we had LESS combined time off and sick time than we had before.
This is a bit of a FAQ for Scott’s Sewing Machine Repair.
1 I am working out of my house and you can bring repairs to me at 9416 N 38th Ave, I am in a cul-du-sac south of Hatcher with 3 tall palm trees in the front yard. Or to Ultimate Sewing Place at 5138 W. Northern Ave, Glendale, Arizona.
2 I don’t sell sewing machines, see Ultimate Sewing Place.
3 I am not hiring, I don’t get near enough machines to need help. I get on average 2-3 machines a week. Mainly from people sewing masks for Covad. Some bring me old machines because no one else would fix them.
4 They wanted me to come back to work on May 26 but I told them I am getting more money on unemployment than than I do working for SVP. I also got better insurance with unemployment and I am getting some stuff Cigna would not covered fixed. I have 5 prolapsed veins in my legs and they are swollen and red. On 29 May I will be seeing laser Vein Surgeon to have them fixed. Care1 is good. At work we have a high deductible plan which is designed you will never meet the deductible unless you have something catastrophic happen which you have to pay out of your HSA which SVP only contributes about 1/4 of the deductible.. Or it comes out of your pocket. Then last year they went from 100% after the deductible to 70% of the deductible and what came out of our check biweekly paycheck went from $45 to $75. So I am on temporary leave until I get my medical straitened out and they get me a pay increase. Maybe I will go back to work mid to end of July.
5 I don’t sell parts over the phone, if you bring me a repair and I have the part or you get it to me then I will put it in. For the most part stuff like handwheels, knobs, covers and such are not available for older machines and some new ones too. I have some spool pins, bobbin cases, Singer Feather weight parts and Viking 6000 parts and that is about it.